11 free calculators built for life in the Emirates — implementing the exact local formulas, from gratuity under Federal Decree-Law 33/2021 to the Central Bank's 50% debt-burden rule. Every result shows its working so you can verify the maths yourself.
End-of-service benefits under the 2021 labour law, with year-by-year breakdown.
Calculate →Gratuity + unused leave + notice pay + unpaid salary — everything you're owed.
Calculate →Add or remove 5% VAT instantly — for invoices, quotes and shopping.
Calculate →Dirham to INR, PKR, PHP & more, with remittance corridor comparison.
Convert →Monthly payments with Central Bank down-payment rules and DLD fees.
Calculate →EMI, total interest and true cost of financing a car in the UAE.
Calculate →EMI plus the 50% debt-burden check banks actually apply.
Calculate →The true long-term cost of renting vs buying in Dubai — and the breakeven year.
Compare →Is your Dubai salary enough? Rent, schooling, transport — itemised.
Check →Annual fees by curriculum, with a 5-year projection per child.
Plan →Residence, family, freelance and golden visas — itemised fee estimates.
Estimate →Yes — every tool is free with no sign-up, and there are no usage limits.
Each calculator implements the official formula (e.g., Federal Decree-Law 33/2021 for gratuity) and shows its last verification date. Results are estimates for guidance — not legal or financial advice.
No. Everything runs in JavaScript in your browser; we never see your inputs.
Leaving a job? Start with the gratuity calculator, then the final settlement calculator for the full picture. Borrowing? Check the personal loan calculator with its debt-burden check.