Every dirham, calculated. Accurate online calculators for end-of-service benefits, taxes, loans, visas and the cost of living in the UAE — built on the actual regulations and verified against official sources.
Living and working in the Emirates means dealing with numbers most calculators weren't built for: gratuity under Federal Decree-Law 33/2021, 5% VAT with FTA thresholds, Central Bank down-payment rules, the 50% debt-burden ratio. Gulfigure's free UAE calculators implement the exact local formulas — not generic math with a new label.
Our most-used tool is the UAE gratuity calculator, followed by the final settlement calculator for everyone leaving a job. Every result shows its working so you can verify the maths yourself, and every page carries a "last verified" date.
Our most-used tools — every result shows its working.
End-of-service benefits under the 2021 labour law, with year-by-year breakdown.
Calculate →Gratuity + unused leave + notice pay + unpaid salary — everything you're owed.
Calculate →Add or remove 5% VAT instantly — for invoices, quotes and shopping.
Calculate →The true long-term cost of renting vs buying in Dubai — and the breakeven year.
Compare →In-depth explainers on the rules behind the numbers.
Gratuity, leave, notice pay — every component explained with examples.
Read guide →
Registration thresholds, zero-rated vs exempt, reverse charge and filing.
Read guide →
Fees, breakeven maths and the rules that decide which path wins.
Read guide →Down payments, DLD fees, pre-approval and the 50% debt-burden test.
Read guide →Residence, family, freelance and golden visas — fees and rules.
Read guide →Limits, rates, AECB scores and what banks really check.
Read guide →Short answers to the questions people actually ask.
Every tool cites the exact law or regulation it implements, with a "last verified" date on the page.
Calculations run in your browser. Your salary and dates never leave your device.
Not generic calculators with a new label — local rules, thresholds and caps baked in.
Yes — every tool is free with no sign-up, and there are no usage limits.
Each calculator implements the official formula (e.g., Federal Decree-Law 33/2021 for gratuity) and shows its last verification date. Results are estimates for guidance — not legal or financial advice.
No. Everything runs in JavaScript in your browser; we never see your inputs.
Yes. Saudi end-of-service, ZATCA VAT (15%) and Zakat calculators are on the roadmap — each country gets its own verified page.